Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$200,000 - $280,000 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Technology Solutions

Job Description:

The Head of Core & Commercial Banking Technology Modernization is a critical role responsible for modernizing the bank's technology stack, accelerating innovation through ecosystem partnerships, and delivering scalable, secure, and customer centric solutions. This role will drive technology co-innovation, third party integrations, and partner strategy across the enterprise, ensuring alignment with regulatory standards, business objectives, and digital transformation goals.

Job Description:

Depth & Scope

• Lead a multi-year roadmap for modernizing core infrastructure and business systems, ensuring alignment with digital operational and regulatory priorities.
• Oversee planning and execution of modernization initiatives across core platforms such as: Core banking systems (deposits, lending, payments), Risk and compliance engines, customer master data and workflow orchestration.
• Identify and establish strategic alliances with vendors and platform providers.
• Structure, negotiate and manage partnership agreements, including co-development licensing, and joint ventures.
• Drive co-innovation initiatives with external partners and internal stakeholders to enhance banking capabilities, customer experience, and operational resilience.
• Oversee integration or third-party technologies into legacy and modern banking platforms with a focus on scalability, compliance, and security.
• Launce pilot programs and proofs of concept to evaluate new technologies, such as AI/ML, blockchain, embedded finance or open banking APIs.

• Collaborate with Product, Risk, Compliance, and Fraud, and Operations to ensure technology solutions meet business, regulatory, and technical requirements.
• Influence enterprise architecture and modernization roadmaps by embedding partner capabilities where relevant.
• Serve as a trusted advisor to Sr. Executives on emerging technologies, competitive insights, and ecosystems strategy.
• Drive measurable financial value from strategic technology partnerships through cost efficiencies, revenue growth, improved time to market and customer acquisition.
• Manage technology modernization budgets, ensuring financial discipline and ROI-focused investment.
• TCO reduction through vendor optimization, cloud efficiency, and legacy decommissioning
• Partner selection and procurement efforts with a focus on cost-effective scalability and business value.
• Oversee budgets, covering infrastructure upgrades, innovation pilots, and vendor agreements.

Experience:

• Undergraduate degree or Technical Certificate
• Graduate degree, preferred
• 10 - 15+ years related experience

Preferred Experience:

• Experience in the Mainframe, deposits processing domain with innovative and process mining technologies expertise.
• Experience in Systematics, Cobol, regulatory and deposit and commercial banking technologies and industry trends.

Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.