Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Financial Crime Risk Management

Pay Details:

$ 76,800 - $ 115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

L9 – Senior Financial Crime Risk Analyst – Risk Assessment

Department Overview:

The TD Bank Group Financial Crimes Risk Management (FCRM) Department is responsible for Anti-Money Laundering and Anti-Terrorist Financing (AML/ATF) regulatory compliance and prudential risk management across the TD footprint. We act as proactive and trusted advisors to TD Business Lines, while supporting a consistent, adaptable, and effective culture across the organization, ensuring money laundering and terrorist financing risks are appropriately identified and mitigated. We direct the design, content, and enterprise-wide implementation of TD’s AML Program, which also includes ensuring that everyone both understands and complies with economic sanctions and anti-bribery/anti-corruption regulations. Our commitment to being The Better Bank means that we are continually evolving to meet the requirements of an ever-changing regulatory environment, while continuing to provide legendary customer experiences.

Position Overview:

The Senior Financial Crime Risk Analyst position is within FCRM's Enterprise Risk Assessment Team and reports directly to the Manager, Financial Crime Risk Management. The Senior Financial Crime Risk Analyst is responsible for supporting the execution of an effective FCRM risk assessment program for AML/ATF, Sanctions and Anti-bribery/Anti-corruption (ABAC) and framework in accordance with regulatory and internal requirements and contributing specialized expertise towards the development, deployment, and support of the overall AML risk assessment process.

Key Accountabilities

• Performs analysis of inherent risk data and controls to ensure risk assessments are executed in accordance with prescribed methodologies
• Ensures FCRM risk assessments program is effective, consistently deployed and supported, and understands risk identification, risk analysis and risk mitigation according to the regulatory requirements and best business practices
• Ensures policies, procedures and processes are designed and implemented to appropriately assess ML/TF risks in connection with customers, transactions, products, services, geography and other risk factors of any particular business
• Interacts routinely with FCRM colleagues, Enterprise Risk Assessment management and colleagues, and other management members of FCRM in the evaluation, development, deployment, and support of AML/ATF, Sanctions and ABAC risk assessment methodology
• Monitors AML/Sanctions industry developments and maintains knowledge of new and amended AML/Sanctions laws and regulations, particularly those pertaining to risk assessments
• Assists the Manager, Financial Crime Risk Management and Enterprise Risk Assessment Team with reporting responsibilities, gathering and consolidating of information/data, and developing supporting materials throughout the AML and Sanctions risk assessment processes
• Escalates issues/challenges by FCRM Oversight Teams and reports them in a timely manner to management
• Conducts periodic specialized and targeted FCRM risk assessments covering complex products, customers, and transactions
• Models' strong ethics, integrity, and leadership to promote a positive work environment that fosters collaboration, innovation, and synergies
• Oversee and/or independently perform tasks from end to end and completes own work to defined timelines
• Support the team by continuously enhancing knowledge/expertise in own area and participate in knowledge transfer within the team and FCRM
• Represents Enterprise Risk Assessment Team as the lead or subject matter expert on projects / initiatives and/or at meetings across TD
• Share industry knowledge for own area of expertise and participate in knowledge transfer within the team and function
• Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
• Contribute to the success of the team by willingly assisting others in the completion and performance of work activities

Qualifications/Skills/Experience

• Minimum of five (5) years' experience within the financial services industry in AML, Compliance, Risk Management, or Audit
• Strong understanding of FCRM risk management, FCRM risks with respect to business lines, geographies, client types, products, services, and transactions, AML/ATF, Sanctions and ABAC legislation, regulatory expectations, internal controls, audit and similar oversight functions
• Risk Assessment, quality control/quality assurance/quality management and/or testing experience
• Strong analytical skills: ability to research/analyze, organize and bring to order data and information, drawing conclusions and making appropriate recommendations
• Strong communication skills (verbal and written) with the ability to draft reports, procedures, presentations, and business correspondence, as well as present information and respond to questions/request for information from peers, management, business groups within and across FCRM
• Strong interpersonal skills with the ability to work in a cross-functional team environment and interacting with global compliance, bank operations and line of business management responsible for the execution of the TDBG’s overall FCRM risk management program
• Flexible with the ability to adapt to change and take initiative to complete job requirements while balancing competing workload requirements.
• Ability to work independently as a subject matter expert and in team environments, think critically, and complete work on time while multi-tasking between different projects
• Manage ambiguity, and apply judgement to identify, troubleshoot and resolve ongoing business and operational issues
• Ability to work in a fast-paced, evolving and deadline-focused environment
• Ability to challenge, influence change and educate others
• Strong PC skills using MS Office (Word, Excel, PowerPoint, Power BI, Power Apps)

Specific Educational Requirements / Accreditation

• Undergraduate degree or advanced Degree
• ACAMS certification is an asset

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet