Senior Manager - Risk

Siemens Financial Services India is a subsidiary of Siemens AG, with a vintage of almost 13 years in India. It operates as part of Siemens AG's global financial services division, focusing specifically on innovative and tailor-made financial models like Leases, Loans, and Working Capital Solutions for segments ranging from SMEs to large corporates in India. The company's expertise spans across multiple industries, including healthcare, manufacturing, Renewables, Technology, Industry and more. This industry focus enables SFS India to understand the specific financial challenges and opportunities faced by businesses in different sectors and then tailormade financial solutions for customers in that Industry. SFS India leverages technology solutions to enhance its financial offerings. This may include digital platforms for loan processing, online account management, and data analytics for financial decision making.

In your primary role, you will be responsible for the following:

• To perform high quality and timely credit underwriting of new business transactions of SME, MSME and Mid-Market within delegated authority levels, understanding levels of risk and appropriate returns.
• Preparation of credit reports as per specified formats and ensure compliance with risk policies and processes while working with sales team and provide timely support in closure of transactions.
• Presentation of proposals to the approval authorities
• Portfolio monitoring.
• Portfolio reviews and record keeping for audit and regulatory requirements.
• To liaise through structured meetings with Sales and other members of the Risk Management team to ensure continuous improvement of business process.
• To participate in customer meetings when needed to fully understand the risks and opportunities involved in a transaction.
• Manage entire portfolio of business and guide and train the team.

We don’t need superheroes, just super minds with a winning attitude!

• You come with 3 to 8 years of experience in risk or credit in a bank or a reputed NBFC in underwriting of SME, MSME and Mid-Market.
• Knowledge of Equipment Finance, Working capital is preferred.
• Experience in commercial finance is mandatory.
• Ability to take credit decisions.
• Quick learning ability.
• CA or MBA from an institution of repute.

Make your mark in the cool and exciting world at Siemens!

This role is based in Gurgaon. You’ll also get to visit other locations in India and beyond, so you’ll need to go where this journey takes you. In return, you’ll get the chance to work with teams impacting entire cities, countries – and the craft of things to come.

We’re Siemens. A collection of over 379,000 minds building the future, one day at a time in over 200 countries Last but not the least, we're dedicated to equality, and we welcome applications that reflect the diversity of the communities we work in across Gender, LGBTQ+, Abilities & Ethnicity. All employment decisions at Siemens are based on qualifications, merit and business need. Bring your curiosity and creativity and help us craft tomorrow.