What is the opportunity?

This is a credit specialist who supports a high performing commercial banking sales team. The individual completes the analysis and documentation required for annual renewals and new or increased credit transactions, is the credit expert in the market, and aids the Senior Commercial Account Managers with portfolio management and compliance support. The role contributes to an exceptional client experience by providing superior business, financial and credit advice. As a strategic partner to the commercial account manager, you are responsible for effectively and proactively managing the credit process thereby enabling the Senior Commercial account Manager to have more client-facing time.

What will you do?

• Providing quality business analysis and credit advise

• Client Solutions and New Client Acquisition – demonstrating RBC’s capability to provide creative financial solutions in a timely manner and delivering credit solutions that meet or exceed needs while effectively and proactively managing the credit process.

• Business and Risk Management – exercising due diligence in recommending credit applications, working in collaboration with Risk Management, especially in supporting risk processes and guidelines; and providing proactive portfolio management support to CAM

• Demonstrate a commitment to teamwork and collaboration by mentoring colleagues and accompanying them to help meet the needs of all clients.

What do you need to succeed?

Must-have

• University degree, ideally in commerce, business administration, or related experience; MBA, CPA or CFA is an interesting asset

• Bilingualism (English and French) required, as you will regularly serve our clients with English and French-speaking needs.

• Must have proven track record in financial and credit analysis

• Must have specialized industry expertise in a past role (e.g. real estate, healthcare, agriculture)

• Minimum 3 years in Commercial Lending in a Financial Institution strongly preferred

• Must be able to give financial advice and solutions structuring and option.

• Strong communication and presentation skill

• Deep products and services knowledge dependent on industry specialization

• New client acquisition skills (e.g., pitching the value proposition, lead generation, initial customer contact and cold calling, asking for referrals)

• Knowledge of the real estate market in Québec

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including performance based bonuses, flexible benefits and competitive compensation

• Leaders who support your development through coaching and managing opportunities

• A collaborative dynamic culture where personal initiative and hard work are recognized and rewarded

• A unique opportunity for personal and professional growth