What is the opportunity?

As a Manager, Small Business Credit Strategy, you are primarily responsible for monitoring, preserving and improving the overall quality of the small business portfolio. The role reports to Senior Manager, Small Business Credit Strategy and is required to use advanced analytics to optimize strategies that balance business growth with risk appetite, and develop credit strategies that govern Small Business lending products.

What will you do?

• Design credit strategies covering Small Business products, including targeting criteria, adjudication and exposure management, ensuring adequacy of risk and return through comprehensive data analysis and predictive financial and credit modeling.
• Support new strategy development with advanced analytics and data science.
• Collaborate with teams across the bank (Risk Management, Product teams, Tech and Collections) to identify credit risks and financial opportunities
• Present the outcomes and recommendations of your work to a wide array of senior stakeholders and drive the approval and implementation of credit strategies
• Develop and manage performance monitoring and reporting for relevant strategies and customer segments, in order to enable actionable insight for key stakeholders.
• Partner with implementation teams to operationalize strategy solutions.

What do you need to succeed?

Must-have:

• 2+ years of experience performing advanced analytics or data science, ideally for credit lending or deposit products
• Proficient technical knowledge of data querying tools such as SQL, Python, etc.
• Strong interpersonal communication and presentation skills

Nice-to-have:

• Strong analytical and problem solving skills
• Broad understanding of risk management, credit strategy, and analytics
• MBA and/or Undergraduate degree in Economics, Business, Engineering, Statistics or other quantitative field of study

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation and commissions
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• Opportunities to do challenging work
• Opportunities in building close relationships with clients

Job Skills

Credit Management, Credit Risk Strategy, Data Analysis, Python (Programming Language), Structured Query Language (SQL)

Additional Job Details

RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTOTorontoCanada37.5Full timeGROUP RISK MANAGEMENTRegularSalaried2025-08-062025-08-23

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.