Director, Risk Policy Commercial Banking
RBC Capital
Job Summary
Job Description
What is the opportunity?
As Director, Risk Policy GRM, you act as the GRM lead for oversight, policy approval and governance for key lending portfolios in Commercial Banking including RBCx, Agriculture, Health Care, Auto Finance, Real Estate, CCG and other strategic sectors. You also provide Delegated Lending Authorities and oversight to roles in Regional Banking and Commercial Advisory group with a focus on sound adjudication processes. Following an Agile risk assessment & approval methodology, you provide effective challenge and approval for key Transformational initiatives.
What will you do?
- Provide counsel to Business Unit partners. Ensuring risks inherent in new or amended products, processes, initiatives, strategies and systems are efficiently and accurately identified, assessed, mitigated and monitored, while maintaining and/or optimizing the risk reward balance.
- Provide a strong second line of defence by promoting sound risk management practices and providing risk guidance.
- Execute upon Group Risk Management's risk frameworks and contributes to the ongoing development and updating of policy guidance.
- Approve or recommend (as required) policies, procedures, standards and guidelines.
- Approve or recommend new or amended product and services as per the Product Risk Review and Approval policy.
- Approve or recommend and provide on-going support for Delegated Lending Authorities for field and adjudication roles.
Must Have:
- Strong credit acumen and previous lending/adjudication experience in Commercial markets.
- Proven track record of building productive relationships with business and functional partners.
- Consistently demonstrates intellectual curiosity and resourcefulness; proven decision making ability, able to deal with ambiguity.
- Proven ability to prioritize work effectively and manage competing demands.
Nice-to-Have:
- Experience in transformation programs.
What is in it for you?
We thrive on the challenge to be our best, progressive thinking, to keep growing, and working together to build and deliver trusted reporting to help our stakeholders succeed and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
- Ability to make a difference and lasting impact
- Work in a dynamic, collaborative, progressive, and high-performing team
- Opportunities to take on progressively greater accountabilities
Job Skills
Credit Analysis, Delegating Tasks, Key Performance Indicators (KPI), New Challenges, People Management, Risk ManagementAdditional Job Details
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Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
Inclusion and Equal Opportunity Employment
At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
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