Group Risk Management (“GRM”) - Wholesale Credit provides risk assessment and adjudication of complex Capital Markets and Corporate Client Group borrowers/transactions. Through effective analysis of business and financial risk, Wholesale Credit evaluates and recommends corporate and leveraged finance transactions including M&A, leveraged buyouts, and debt/equity bridges to Managing Directors and SVPs while balancing risk and return.

The GRM Wholesale Credit Rotational Associate Program offers an unparalleled opportunity to gain experience across various teams and sectors as we work with our business partners to provide lending and financing strategies for our global corporate and institutional clients.

What is your opportunity?

In this 2-year rotation program, you will complete 4 six-month rotations where you will collaborate with leaders on complex transactions, build a strong network across RBC, and have the opportunity to be placed in Wholesale Credit upon program completion.

A key emphasis of the program is to encourage diversity and therefore, we will also be considering individuals with non-traditional educational and/or work backgrounds who have historically not had a natural path into Wholesale Credit.

What will you do?

• Challenging and impactful assignments in dynamic, collaborative, and high-performing teams covering a variety of sectors including Consumer, Retail, Industrials, Healthcare, Real Estate, Technology, Media, Energy, Financial Services, and Infrastructure

• Complete formal credit training as well as mentorship and coaching throughout the program to support your development

• Build your network across the organization through exposure to senior leadership and opportunities

• Rotations will primarily be with GRM WCR teams in Toronto but there may be opportunities to complete a rotation remotely with global teams and/or with GRM teams outside WCR to provide a more diverse experience

• Potential for future full-time placement on one of the GRM WCR teams

What do you need to succeed?

Must-have

• Minimum of a bachelor’s degree from an accredited university with a minimum GPA of 3.0 or 75%

• Minimum of 3 years’ work experience (doesn’t have to be in the financial services sector)

• Strong interest in pursuing a career in credit risk management

• Proficiency in Microsoft Excel and some level of financial literacy

• Strong verbal and written communication skills

• Analytical, curious, and collaborative mindset with a desire to learn

• Strong work ethic with ability to quickly scale up on a steep learning curve and work under pressure

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable

• Opportunity to work on challenging and impactful assignments in dynamic, collaborative, and high-performing teams covering a variety of sectors including Consumer, Retail, Industrials, Healthcare, Real Estate, Technology, Media, Energy, Financial Services, and Infrastructure

• Formal credit training as well as mentorship and coaching throughout the program to support your development

• Exposure to senior leadership and opportunities to build your network across the organization

• Potential for future full-time placement on one of the Wholesale Credit teams

• Rotations will primarily be with Wholesale Credit teams in Toronto but there may be opportunities to complete a rotation remotely with global teams and/or with GRM teams outside Wholesale Credit to provide a more diverse experience

Job Skills

Business Data Analysis, Credit Analysis, Critical Thinking, Database Queries, Data Visualization, Decision Making, Quantitative Methods, Risk Management

Additional Job Details

ROYAL BANK PLAZA, 200 BAY ST:TORONTOTORONTOCanada37.5Full timeGROUP RISK MANAGEMENTRegular – Trainee (Trainee)Salaried2025-06-022025-06-17

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.