Enquêter sur les activités frauduleuses ou illégales menées par la clientèle ou le personnel. S’appuyer sur son expérience et un ensemble éprouvé de pratiques, de connaissances et d’aptitudes pour réaliser différentes affectations.

What is the opportunity?

Conduct and complete risk-based investigations into matters referred to the Unit, through the gathering, analysis and evaluation of relevant information in order to determine whether sufficient suspicion exists of money laundering, financing of terrorism or other criminal activities, to justify making a report to the Regulatory Authority for the purpose of complying with regulatory requirements and mitigating risk to RBC in line with established organizational policy. Lead by example to deliver results through the combined efforts of the team and collaborative working with colleagues and external partners. Be a subject matter expert on specific typologies as well as complex and higher-risk AML investigations, and provide training and guidance to team members and the FIU.

What will you do?

• Gather information/intelligence from all available sources in order to determine whether sufficient suspicion of money laundering, financing of terrorism or other criminal activities exists, to justify making a report to the relevant Regulatory Authority for the purpose of complying with legislative/regulatory requirements, and mitigating risk to RBC in line with established organizational policy
• Plan, conduct and complete risk-based investigations into relevant matters referred with approved processes, including but not limited to those originating from:
  • Intelligence received from external sources
  • Incidents generated from transaction monitoring and media scanning, with referral to Major Financial Crime based on complexity or specific typology (such as terrorist financing or organized crime)
  • Referrals from internal partners and other business Units
• Act as a subject matter expert to provide specialist advice, guidance and direction to team members on money laundering, financing of terrorism and related issues, seeking guidance and assistance when required from the Senior Manager and other colleagues, to support the achievement of organizational objectives and regulatory requirements
• Share knowledge and experience with team members to assist in their comprehensive understanding of investigations conducted by Major Financial Crime
• Maintain accurate, contemporaneous records of all investigative actions and decisions taken, ensuring that all material and information obtained is treated in accordance with legal and regulatory requirements and RBC policy
• Promote, support and adhere to RBC’s policies and guidelines on Code of Conduct, Personal and Professional Development, Equal Opportunities, Health & Safety, Data Protection and Information Security, in accordance with published Policy / Guidance documents and protocols

What do you need to succeed?

Must have

• Previous experience conducting investigations in Financial Crimes, preferably in the FIU

• Proven ability to effectively conduct investigations of an inherently complex form
• Strong investigative, analytical, and critical thinking skills with the ability to support conclusions with sound reasoning
• Excellent written and verbal communication skills combined with the ability to gather and present complex information in a concise and logical manner
• Excellent time management skills combined with the ability to thrive under pressure in a dynamic work environment
• Demonstrated proactive identification of risk typologies and willingness to accept new assignments and projects
• Strong interpersonal skills and eagerness to collaborate with team members and colleagues, coupled with the ability to communicate effectively across all levels

Nice to have

• Certified Anti-Money Laundering Specialist (CAMS) designation;
• Certified Financial Crimes Specialist (CFCS)

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable

• Leaders who support your development through coaching and managing opportunities

• Work in a dynamic, collaborative, progressive, and high-performing team

• To be part of a large and growing global organization which puts client interests first and has a culture of fairness and accountability

Job Skills

Analytical Thinking, Commercial Laws, Communication, Equal Employment Opportunity Law, Fraud Management, Fraud Risk Management, Legal Practices, Long Term Planning, Quality Orientation

Additional Job Details

20 KING ST W:TORONTOTORONTOCanada37.5Full timeGROUP RISK MANAGEMENTRegularSalaried2025-05-012025-05-06

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.