Division: IG Insurance Mortgage & Banking

Location: Montreal, Toronto or Winnipeg

IGM Financial Inc. is one of Canada's leading diversified wealth and asset management companies with approximately $271 billion in total assets under managements. The company provides a broad range of financial planning and investment management services to help more than two million Canadians meet their financial goals. Its activities are carried out principally through IG Wealth Management and Mackenzie Investments.

Under IGM Financial's unique business model based on leading brands and multi-channel distribution strategy, we’re IG Wealth Management. For over 90 years of business, we have grown to become one of the largest most respected companies in Canada. We are a leader in providing the best advice, experience and outcomes for our clients, personalized throughout their lifetime.

At IG Wealth Management, our vision is to inspire financial confidence.

This is your opportunity to build a career with a leading organization where you can learn, grow and thrive both professionally and personally. We are proud to be recognized as one of Canada’s Top Employers by Mediacorp Canada Inc. for empowering our employees with the tools to thrive while working remotely, while also providing resources to ensure physical and mental wellness were put front and center.

You will join a team that believes our success starts with the success of our clients, while working together as a team to realize our greatest potential. You will join a team that strives towards excellence while developing and sharing skills and knowledge. You can make a difference for our clients, the world around us and be part of a team that cares. We are dedicated to offering a hybrid work environment when applicable.

IG Wealth Management is a diverse workplace committed to doing business inclusively - this starts with having a representative workforce! We encourage applications from all qualified candidates that represent the diversity present across Canada – including racialized persons, women, Indigenous persons, persons with disabilities, 2SLGBTQIA+ community, gender diverse and neurodiverse individuals, as well as all who may contribute to the further diversification of ideas.

Senior Analyst – Mortgage Credit, Policy, and Governance

In this role, you will be responsible for reviewing credit exceptions, managing escalations, and overseeing quality assurance activities. You will ensure the effective execution and governance of lending policies and guidelines. Your expertise will be crucial in maintaining compliance with regulatory standards and driving continuous improvement within the department.

Responsibilities:

Lending Policy & Governance:

• Perform research on regulatory changes, market trends, and competitor policies to assist in updating lending policies and guidelines.

• Monitor and report on credit adjudication methodologies, appraisal matrices, and insurer programs.

• Coordinate governance processes to ensure alignment across stakeholder groups on lending policies and guidelines.

• Communicate changes in lending policies, risk appetite, and credit authority limits to all stakeholders.

• Develop agenda items for Mortgage Risk Committee meetings and propose recommendations on policy exceptions and complex transactions.

• Develop and regularly update comprehensive training materials based on changes in government regulations and investor guidelines.

Policy exceptions and escalations

• Analyze complex files or exception requests and make appropriate recommendations

• Review and analyze metrics on client exceptions and escalations directed to IG; suggest areas of improvement

Quality Assurance & Compliance

• Coordinate, compile and track findings related to quality assurance reviews.

• Develop training material based on audit findings to facilitate continuous improvement.

Requirements:

• A minimum of 5 years of experience in the mortgage lending industry, with a strong background in underwriting, and development of lending guidelines.

• Strong knowledge of the mortgage lending regulatory environment and quality assurance methodologies.

• A university degree in a related field is preferred.

• Proven problem-solving, organizational, and analytical skills.

• Excellent teamwork, leadership, and relationship-building skills.

• Critical thinking skills and ability to work under tight timelines.

• Highly effective communication skills, both written and verbal.

• Autonomy and sense of initiative.

• Bilingualism (English-French) is preferred

As this position is posted in Montréal, Toronto and Winnipeg, we specify that bilingualism (French, English, both oral and written) is required for Quebec only for the frequent interactions with English.

Please visit our career page by clicking on the following link: https://www.ig.ca/en/careers

We thank all applicants for their interest in IG Wealth Management; however only those candidates selected for an interview will be contacted.

IG Wealth Management is an accessible employer committed to providing a barrier free recruitment experience. If you require an accommodation or this information in an alternate format at any stage of the recruitment process, please reach out to the Talent Acquisition team who will work with you to meet your needs.

Please apply by January 21, 2025.

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