The Program:

• 24 month training program including classroom learning and practical application

• Taught by professionals from our organization as well as select industry and topic experts

• Classroom phase: accounting, finance, credit analysis, business writing, financial modeling, relevant computer skills

• Practical experience: with lending groups across the bank such as general commercial, commercial real estate, health care, construction and engineering, security alarm, private banking, and for-profit education.

• Rotations: Three 90-day rotations that provide for complete immersion in select lending groups noted above.

• Placement: Upon completion of the program, placement in a lending group is based on the needs of the bank, individual preference and mastery of program material.

• The program is designed to provide you with the skills you will need throughout your professional career, including sales, learning how to build your professional brand, and negotiation training. At the same time, you will gain real-world experience working alongside seasoned commercial middle market bankers. You will gain in-depth product knowledge in the areas of financing, treasury management, private banking, foreign exchange and derivatives. Upon completion of the training program, individuals are anticipated to be placed on a banking team subject to business needs, performance and individual interests.

• Individuals in the program are full-time employees and eligible for company benefits. During their first 24 months of employment, we will dedicate our time to training.

What You'll Be Doing:

This individual will play a key role in the preparation of credit requests and provide support to the relationship managers. Essential duties include:

• Underwrite credit transactions for all lines of business

• Analyze financial information and statements

• Analyze and identify risks associated with various commercial loans - Preparation of credit requests

• Assist with other risk management and product initiatives

How you'll succeed:

• You love to learn. You're passionate about growing your knowledge. You have a strong sense of curiosity.

• You act like an owner. You thrive when you're empowered to take initiative, go above and beyond, and deliver results.

• You embrace and advocate for change. You continuously evolve your thinking and the way you work to deliver your best.

• Leveraging technology - Become a technology expert. Share your knowledge by introducing clients to our mobile banking applications, enabling them to better manage their banking needs.

Who You Are:

• College degree required, with minimum of two classes of accounting

• Minimum GPA of 3.0 preferred

• Detail-oriented

• Ability to work individually and within teams

• Critical thinking, writing and analytical skills combined with strong interpersonal skills

• Work ethic, commitment to clients, employees and the communities we serve

• Proficiency in MS Excel and Word required. Analytical skills and spreadsheet experience with a spreading software program like Moody's is a plus

The anticipated start date for the Commercial Banking Training Program is early July 2026.

At CIBC, we offer a competitive total rewards package. This role has an expected salary of $72,500 for the market based on experience, qualifications, and location of the position. The successful candidate may be eligible to participate in the relevant business unit’s incentive compensation plan, which may also include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employee’s needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave and Vacation), Holidays and 401(k), in addition to other special perks reserved for our team members.

This position does not offer visa sponsorship.

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