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SENIOR ANALYST, PORTFOLIO MANAGEMENT - Greater Quebec Region

BDC

BDC

IT
Montreal, QC, Canada
Posted on Tuesday, July 9, 2024

We are banking at another level.

Choosing BDC as your employer means working in a healthy, inclusive, and skilled workplace that puts forward the best conditions to bring together unique teams where employees are empowered to act. It also means being at the centre of ambitious economic and financial projects to see further and to do things differently, to fuel the success of Canadian entrepreneurs.

Choosing BDC as your employer also means:

  • Flexible and competitive benefits, including an Employee Savings and Investment Plan where BDC matches part of your voluntary contributions, a Defined Benefit Pension Plan, a $750 wellness and health care spending account, to name a few

  • In addition to paid vacation each year, five personal days, sick days as necessary, and our offices are closed from December 25 to January 1

  • A hybrid work model that truly balances work and personal life

  • Opportunities for learning, training and development, and much more...

POSITION OVERVIEW

The Analyst or Senior Analyst, Portfolio Management, contributes to updating BDC’s loan portfolio by handling amendment requests and by carrying out annual reviews of low to high complexity required throughout the lifecycle of the loans. He or she analyzes change requests, makes pertinent recommendations and follows up on administrative tasks.

CHALLENGES TO BE MET

  • Follow up on outstanding items in files, according to BDC’s policies, procedures and audit guidelines, to ensure that the forms and information are correct and complete, that the terms and conditions are adhered to and that signatures have been obtained.

  • Perform annual reviews on client files to monitor loan activities, identify new business opportunities (financing and/or consulting) and build loyalty with existing customers.

  • Review financial statements and perform financial analysis, the procedure for credit score loans and the risk rating assessment.

  • Take measures prescribed by established standards to resolve situations that present a potential risk, such as arrears, a risk downgrade or an important negative change in financial results.

  • Evaluate low, medium and high risk requests and offer proactive solutions to restructure agreements that minimize risk and mitigate losses in collaboration with the Credit Risk Management Team, the business centres and other internal colleagues.

  • Authorize, decline or recommend administrative transactions (as described in the delegation of authority), within the established parameters while ensuring a high calibre of analysis and due diligence.

  • Act as liaison between account managers, clients and third parties and process service requests by validating information and managing files efficiently.

  • Manage relationships between branch personnel, colleagues and internal partners to promote good team work, the pursuit of common objectives and the consistent application of policies.

  • Keep abreast of changes made to policies, procedures and detailed processes and trends related to credit and regulatory issues that may have an impact BDC.

WHAT WE ARE LOOKING FOR

  • Bachelor degree in Business Administration or any relevant field

  • 2 to 4 years of relevant experience in the financial sector

  • Knowledge of products, services, policies and procedures in the banking sector (commercial loans), particularly in credit risk management

  • Proven analytical and financial skills

  • Good sense of organization and ability to set priorities to meet tight deadlines

  • Ability to deal proactively with problem situations in his or her field of intervention

  • Ability to work autonomously

  • Proven ability to demonstrate flexibility to adapt to a constantly changing environment

  • Practical knowledge of Microsoft Office (Word, Excel, Outlook)

  • Proficiency in French is mandatory, bilingual proficiency is preferred.

Proudly one of Canada’s Top 100 Employers and one of Canada’s Best Diversity Employers, we are committed to fostering a diverse, equitable, inclusive and accessible environment where all employees can thrive and feel empowered to bring their whole selves to work. If you require an accommodation to complete your application, please do not hesitate to contact us at accessibility@bdc.ca.

While we appreciate all applications, we advise that only the candidates selected to participate in the recruitment process will be contacted.